Everwise Credit Union launches new checking account program

The way we earn and spend money has shifted dramatically over the past decade. While some people still prefer to use cash and checks for day-to-day spending, more are shifting to online and mobile bank accounts, conducting more transactions digitally, and earning income from multiple sources. In response to these evolving financial habits, Everwise Credit Union, Indiana’s largest credit union headquartered in South Bend, launched a new suite of checking accounts on July 1: Simply Checking, Plus Checking, and Max Checking. These accounts are designed to meet the diverse ways people earn, spend, and manage their money. 

For nearly 100 years, Everwise has provided its members with simple and low-cost accounts. With the introduction of its new checking accounts, Everwise is enhancing its account experience by adding key features that will support the everyday needs and financial goals of its members.

All three checking account types include perks like early paydays, no or easy-to-waive monthly fees, access to Everwise’s extensive ATM network, cash back on purchases, and easy mobile and online banking. In addition, Everwise members with children get complimentary access to Greenlight^®– a youth debit card designed to help kids learn financial responsibility. *

“We’re excited to launch our new suite of checking accounts — Simply, Plus, and Max Checking — along with the Greenlight youth debit cards,” said Ashvin Prakash, vice president of Product Strategy at Everwise. “At Everwise, we put our members first by offering solutions that make banking simple. These new checking accounts empower our members to feel confident and secure in managing their money–making it easier, more accessible, and ultimately more rewarding.”

With so many options in the market today, choosing the right checking account can be difficult. Prakash recommends considering how you typically spend, what kind of balances you maintain in your account, and which types of rewards matter most to you. “We conducted extensive market research and surveyed Indiana residents to understand their priorities,” Prakash said. “That feedback directly shaped the design of these accounts.”

Simply Checking is ideal for on-the-go spenders. It’s designed for those who are new to banking or do most of their shopping online. With no monthly fees, 0.25% cash back on debit purchases, and up to 2-days early access to direct deposits, this is a no frills account that makes it easy to feel in-control of your money.

Plus Checking is designed for individuals who have steady income coming into their account and want to earn more rewards on their debit card transactions. Members earn 0.35% cash back on debit card purchases and get access to additional perks like waiving Everwise fees at non-Everwise ATMs and a free order of checks. It’s $10 monthly fee can be waived with $2,000 in direct deposits or average balances.

Max Checking is a high-yield checking account designed for those who want the most from their account. It earns 3.00% Annual Percent Yield (APY) on balances up to $10,000. Similar to the Plus Checking Account, the Max Checking Account offers 0.35% cash back on purchases, comes with two free orders of checks annually and waives four out of network fees at non-Everwise ATMs monthly. It’s $20 monthly fee can be waived with $4,000 in direct deposits or average balances.

Between Simply, Plus, and Max Checking, Everwise now offers versatile, feature-rich accounts tailored to a range of financial needs and lifestyles. This new checking account program empowers members to spend and save with confidence and on their own terms.

Learn more about opening an account with Everwise Credit Union, visit everwisecu.com/bank/checking.

*Everwise Credit Union customers are eligible for the Greenlight SELECT plan at no cost when they connect their Everwise Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/30/2028. Offer subject to change and partner participation. Everwise Credit Union is federally insured by the NCUA.

The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.